The good news is that there are a number of specialist and reputable lenders
that offer a range of mortgages to borrowers with a history of credit problems.
Pink Home Loans has access to some of these lenders and aim to help you find a
suitable mortgage.
You are not alone if you have experienced financial difficulties and the lenders offering what are called 'adverse', 'sub-prime' or 'non conforming' mortgages appreciate that many credit problems are caused by life-changing events such as redundancy or divorce, rather than an unwillingness to pay or a lack of financial discipline.
If you're not sure of your credit situation and how it affects the type of mortgage you could get and want to speak to someone in confidence.