Frequently Asked Questions
I don't know which mortgage to choose, how do I get advice?
Phone us on
01543 484841
and speak to one of our qualified mortgage advisers who can provide you with professional
mortgage advice over the telephone on the mortgage that is best suited to your needs.
Or you can complete the Contact Enquiry Form and we can call you at a time that
is convenient to you.
Do I have to pay for the service?
No, there will be no fee payable directly by you to us, we will receive payment
from the lender.
Are you tied to a particular lender?
No. We offer professional mortgage advice on products from lenders that cover the
whole of market.
Is the service confidential?
The service we provide is completely confidential.
How much can I borrow?
This will depend on a number of factors including:
- Whether you are a first-time buyer or a home-mover
- Whether you can put down a deposit and the size of your deposit
- Whether you are borrowing on your own or with someone else
- How much you earn
- Your monthly financial commitments
- Past credit history
However, for an estimate you can use our Mortgage Calculator. This will give you
a rough idea of how much you may be able to borrow.
What happens if my circumstances change?
It is possible that your circumstances may change and this may result in you having
different financial priorities and needs. If your mortgage needs change, call one
of our qualified mortgage advisers on
01543 484841, who will be happy to
help you where they can. If you experience any problems making your mortgage repayments
it is highly recommended that you contact your mortgage lender immediately.